Return-to-Work Program

An effective Return-to-Work program can go a long way.

We work diligently with our claims, nursing, and safety services teams to guide you in creating a return-to-work program that allows for a productive return to work for both you and your injured employee.

A well-crafted Return-to-Work program benefits the employer and the employee.

Benefits for the Employer

Reduces lost time claims and saves on temporary disability payments
May reduce the likelihood of a malingering claim
Saves the costs of hiring and training replacement employees
May speed healing, saving medical expenses from a prolonged disability
Facilitates employer and employee contact in the workplace giving the employer some control and direction, leading to a more positive outcome and resolution to the claim
Fewer lost time claims and shorter duration claims can ultimately benefit a policyholder’s experience modification factor

Benefits for the Employee

Increases self-esteem (back at work productively contributing)
Promotes morale among all workers
Contributes to faster recovery by keeping the injured worker mentally and physically conditioned to the regular work schedule
Maintains social contact with fellow employees, which enhances recovery and encourages a faster return to the job
Reduces the negative financial impact many injured workers experience due to lost time