Policy & Coverage

Every day, all across Maryland, Chesapeake Employers Insurance protects businesses like yours.

Coverage & Reliability You Can Trust

Chesapeake Employers' Insurance Company has been a stable presence, providing workers'
compensation coverage to Maryland employers for more than 100 years.

Get a Quote

Policy Lifecycle

Getting the coverage you need is quick and easy.

01
Get a Quote

Ask your independent insurance agent about a free quote from Chesapeake Employers or use our Find an Agent tool for assistance.

learn more

01
Get a Quote

Ask your independent insurance agent about a free quote from Chesapeake Employers or use our Find an Agent tool for assistance.

learn more

02
Manage Your Policy

Take control of your policy. We'll show you how to take advantage of the numerous programs, services, and value-added benefits that come with your policy.

Learn More

02
Manage Your Policy

Take control of your policy. We'll show you how to take advantage of the numerous programs, services, and value-added benefits that come with your policy.

Learn More

03
Understand Your Premium

Demystify premium calculations. Learn what affects premium costs and understand how workplace safety and your experience modification rating help keep premiums low.

Learn More

03
Understand Your Premium

Demystify premium calculations. Learn what affects premium costs and understand how workplace safety and your experience modification rating help keep premiums low.

Learn More

04
The Premium Audit Process

To ensure a premium is priced accurately and fairly, the premium audit compares the payroll and risk exposure projected at the start of your policy to the actual payroll at the end of the policy term. Policyholders with mail audits can now quickly and securely complete them online.

Learn More

04
The Premium Audit Process

To ensure a premium is priced accurately and fairly, the premium audit compares the payroll and risk exposure projected at the start of your policy to the actual payroll at the end of the policy term. Policyholders with mail audits can now quickly and securely complete them online.

Learn More

05
Renew Your Policy

Your policy expires each year on the effective date of the original policy. Prior to the expiration of your policy, we will initiate the renewal process and work with your agent, or directly with you if you do not have an agent. 

learn more

05
Renew Your Policy

Your policy expires each year on the effective date of the original policy. Prior to the expiration of your policy, we will initiate the renewal process and work with your agent, or directly with you if you do not have an agent. 

learn more
Looking for an Agent?

Our local agents are standing by.